Fees

Fee Revisions Effective as of 8/23/2007

Savings Account Fees

Monthly Fee

$0

Copy of Prior Statement

$1.00

History Printout of Current Quarter - Picked Up in Office

No charge

History Printout of Current or Prior Quarter - Mailed

$1.00

Returned Checks

$26.00

Returned Deposit Checks

$26.00

Stop Payment

$26.00

Account Close Fee

$25.00 fee to close accounts that are opened and closed within six months.

Record Research

$10.00 per hour - extensive records research is required for copies of checks or statements. ($10.00 minimum charge)

Wire Transfer (Incoming)

$15.00

Minimum Balance Violation**

$5.00 per quarter

Dormant Accounts

$5.00 per month until the balance is less than $25.00 at which time the account may be closed.

Bad Address Fee

$5.00 each time returned for bad address

 

 

IRA Fees

Annual Fee

$0

Statement Copies

$1.00 per statement

Early Closure

3 months dividends

 

 

Checking Account Fees

Monthly Fee

See Checking Account for fee information.

Per Check Charge

$0

Non-Sufficient Funds (NSF) Fee

$26.00

Stop Payment Fee

$26.00 per check or consecutive range of checks

Check Copy Fee

$3.00 per check

Checking Statement Balancing Service

$10.00 per hour

Check Printing (per box of 175 checks)

No charge

Draft Copies

$3.00

Overdraft Share Transfer

$3.00

 

 

ATM/Debit Card Fees

Monthly Fee

None

 

 

Other Fees

*American Express Traveler's Cheques

No charge

*Money Orders

$1.50

Cashier Drafts (Minimum $500.00)

$3.00

 

 
 
* Available at Hospital Branch Only
 
**Dormant Accounts:  If we lose contact with a member because no current address is available and there has been no activity in the account for the past 12 months, the account will be declared dormant and will be charged a $5.00 monthly fee until the balance is less than $25.00 at which time the account may be closed. After 5 years, any funds remaining in the account in excess of $25.00 are turned over to the state of Tennessee.