Savings Rates

Rates as of 5/23/2008

Product Name

Interest Rate

APY*

Minimum Open Balance Minimum Balance for APY*
Regular Savings 0.75% 0.75% $25.00 $25.00
Slim Line Draft N/A N/A N/A N/A
Basic Share Drafts 0.25% 0.25% $250.00 $250.00
Premium Share Draft 0.25% 0.25% $500.00 $500.00
Christmas Clubs 0.50% 0.50% $0.00 $0.00
Vacation Clubs 0.50% 0.50% $0.00 $0.00

*Annual Percentage Yield. The interest rate and corresponding annual percentage yield may vary after the account is opened.