Savings Rates

Rates as of 2/09/2009

Product Name

Interest Rate

APY*

Minimum Open Balance Minimum Balance for APY*
Regular Savings 0.25% 0.25% $25.00 $25.00
Slim Line Draft N/A N/A N/A N/A
Basic Share Drafts 0.15% 0.15% $250.00 $250.00
Premium Share Draft 0.15% 0.15% $500.00 $500.00
Christmas Clubs 0.25% 0.25% $0.00 $0.00
Vacation Clubs 0.25% 0.25% $0.00 $0.00

*Annual Percentage Yield. The interest rate and corresponding annual percentage yield may vary after the account is opened.